Financing

Synchrony Bank provides you with a variety of promotional financing offers designed to fit specific financial needs.  The promotional options available to you are listed below.  See below for additional disclosure information.

These promo options are great choices if you are looking for a lower APR with predetermined payments to allow you to fit the purchase into your budget. Synchrony Bank offers two of these promotional financing options to best fit your needs.

• Plan 300:  Reduced 14.99% APR and fixed monthly payments equal to 2.00% of promo purchase amount - Until Paid in Full (1).  On purchases with your Synchrony Bank credit card.  $29 account activation fee may apply.  Estimated payoff period 79 months.  See below for additional information.
• Plan 301:  Reduced 9.99% APR and fixed monthy payments equal to 4.00% of promo purchase amount - Until Paid in Full (2).  On purchases with your Synchrony Bank credit card.  $29 account activation fee may apply.  Estimated payoff period 28 months.  See below for additional information.

Save your cash by deferring interest during the promotional period.  The Deferred Interest promotional option is a great choice if you will have funds to pay the balance in full by the end of the promotional period.

• Plan 302:  No Monthly Interest if Paid in Full Within 6 Months (Deferred Interest) (3)  On purchases with your Synchrony Bank credit card.  Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the 6 months.  $29 account activation fee may apply.  Fixed monthly payments are required equal to 2.50% of the highest balance applicable to this promo purchase until paid in full.